It seems that most banks are stupid. However, you usually at least have to look for the stupidity. The “Bank of the West Online and Mobile Service Agreement” is stupid and out in the open for all to see.
Some things still flabbergast me. Tonight, I wanted to deposit a check into my Bank of the West account, and the mobile app forced me to accept some updated agreements. No problem, I thought, I’ll just skim through them and be done lickety-split. The first one was tedious enough, but then I got to the “Bank of the West Online and Mobile Banking Agreement”, I was presented with a book that only a lawyer could love. I mean, it went through definitions, acceptable use, disputes and more. I downloaded the PDF, and it literally is 59 pages!